Liz & Marie

Rent To Own Program

Thank you for your interest in our RENT TO OWN PROGRAM. Please fill out the following form to get more information on this program and to schedule a time to speak with one of our RENT to OWN Specialists!


Who are we looking for?

  • Do you own your own business and have a hard time qualifying for a mortgage?
  • Short job history
  • Recent Immigrant
  • Declared bankruptcy or had a foreclosure in the past 5 years?
  • Recent Divorce
  • Do you have to rent but really want to own a house?
  • Do you need help building or repairing your credit?
  • Have you been keeping your savings under your mattress?

What is a Rent to Own Program?

Essentially you are signing a lease agreement for a specified number of years and an option agreement to buy the home at a future date (when the lease is over). This is also known as a “lease purchase option”. The option agreement gives you the exclusive right to buy the property at a future date. The price will be set now.

How does it work?

You apply for the program and if selected you move into your dream home. You are responsible for the maintenance of the property and all utilities during the lease period. This is getting you ready for home ownership!

How is this Rent to Own Program different from a regular rental?

We treat you as a homeowner, not a renter and expect you to care for the property as your own home, since it will be in the future!

How long is the typical lease term?

The lease term is a minimum of 12 months but could be longer depending on the specific situation.

Do I need to pass a credit check or background check?

We will run a credit check and background check but bad credit will not necessarily disqualify you for the program. We are looking for work history and can help you clean up your credit and improve your credit score while living in the home. The background check cannot have any violent or drug related offenses.

Do I need a real estate agent?

No, the future purchase price is agreed upon at the time of the lease agreement. Price is based on future market rate including appreciation and inflation.

What if I decide I don’t want to buy the house at the end of the lease?

You will forfeit your option fee and any rent credits but you are released from the obligation of purchasing the property.

I have never purchased a house before! Will you help me with the process?

Yes we will guide you every step of the way. You can work with our preferred mortgage loan officer or hire your own. Our preferred Title and Escrow company will be used to transfer title and all other necessary documents.

RENT to OWN Program Requirements

You must meet the following requirements in order to participate in our tenant-buyer program

  • Current on rent 
  • Current on all utilities 
  • No late payments in the last 12-month period 
  • No current lease violations or history of lease violations
  • Property is kept in good condition for property inspections 
  • Positive feedback from your landlord, tenant has been friendly, communicative, responsive, timely, etc.
  • Must be able to pay a $5,000 Option Fee
  • Subscribe to Credit Repair Services & participate in quarterly check-ins, if necessary
  • Renter’s Insurance is required
  • Cannot be involved in an active lawsuit other than divorce, custody or auto accident
  • Cannot have prior criminal convictions of violent or drug related felonies